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" I always felt you were working for us and had our best interests in mind. This is the first time dealing with a mortgage service com pany, and I will be happy to recommend you and your company to anyone looking to secure a mortgage. "

Jim & Mary, North York, Ontario

Mortgage Application Form

This is the mortgage application form. Please fill out all fields as completely as possible. Once you have completed the application, be sure to click the SUBMIT button. We will respond to your submission with a written report within 24 hours in most cases.

We are here to help you. Our mortgage specialists at homefund.com will quickly respond to any of your questions. We are available for immediate assistance by calling our office at 1-888-588-6666 or 416-696-9866 in the (416) area code. We can pre-qualify you right over the phone! Please be sure to tell your friends and associates about us, or simply fill out the online referral form!

 Tell Us About Yourself
 
First Name [required]
Last Name [required]
 
Street #     Street Name                             Unit #
Address
City
Province/State
Postal Code
Country
Years At Current Address
Previous Address (if less than 3 years at current)
E-Mail Address [required]
Home Telephone Number
Work telephone Number
Fax Number
Date Of Birth (MM/DD/YYYY)
Social Insurance Number (optional)
Marital Status
Currently, do you...
 
 Tell Us About Your Employment
 
Current Employer
Occupation/Position
Employment Status
Gross Annual Income
If your total gross income includes any bonus or overtime income, please provide your base salary + bonus amount (i.e. $65,000 base + $10,000 bonus)
Years With Employer
Previous Employer, Position & yrs.
 
 Tell Us About The Mortgage You Require
 
Purpose Of Loan
Type of Mortgage
Purchase Price Or Estimated Value
Amount Of Downpayment
How much money will you be putting down from your own savings and/or being gifted to you.  If this is a refinance or a switch, what is the equity that you own in the property - equity is the difference between the approximate value minus the total financing on now or amount will be.
Amount Of Mortgage Required
Mortgage Term
Chose A Term You Can Live With.  
When you're looking at term and interest rates, look also at what you can live with in terms of payment amounts, because trying to predict where interest rates are going is a tough job. There are many forces that affect Canadian interest rates - economic, political, domestic, and international. Even the best economists cannot pinpoint this, so how can we. You can twist yourself into knots worrying what will happen. When the rates dropped in 1992 to their lowest in 35 years, no one thought that they will get that low again. They dropped even further. Since then we have enjoyed low rates and we don't think of rates going in the double digits again. That's wrong to assume as well. Who would have thought in 1978 that rates only 3 years later would go as high as 21.5%? Please check the graph below for a historical account. 

Predicting interest rates is very much a gamble and one should be prepared to keep a close eye on the market. 
Here's a suggestion: If you feel that rates are at a point you can live with and you want to guarantee that rate as long as possible, go with a long term (5 years, 7 years, and 10 years). If interest rates appear to be rising, take advantage of the lower rate for as long as possible, and remember, if you sell your property, you can take the mortgage with you to the new property or have someone assume the mortgage. It could prove to be a great selling feature if you have an assumable mortgage at very low rate. 

If rates appear to be falling, you can choose a shorter term (6-month convertible or variable-rate mortgage) that offers the flexibility to lock-in to longer term at any time, just in case the rates start going the other way. 

We would be pleased to make some recommendations to your specific needs. Simply contact us by e-mail at info@homefund.com or call 416-696-9866 or toll free 1-888-588-6666.
Amortization
Annual Property Taxes
Monthly Condominium Fees (if any)
Closing Date (DD/MMM/YYYY)
Conditional On Financing
Yes     No
If yes, until when? (DD/MMM/YYYY)
 
 Tell Us About The Property
 
Street #     Street Name                             Unit #
Address Of Property
City Of Property
Province of Property
Postal Code Of Property
Lot Size (ft.)
Type of Property
Style
How will the property be used?
 
 Tell Us About Your Finances
 
Total Estimated Assets:
Savings (accounts)
RRSP's
Stocks, Bonds, GIC's
Real Estate
Automobile(s)
Gift for Downpayment
Other
Other
 
Total Debt Amount:
Monthly Pymt.   Balance (approx.)
Loans:
Line(s) of Credit
All Credit Cards
Auto Leases
Mortgage - 1'st
Mortgage - 2'nd
 
Please Rate your Credit
May homefund.com check your credit rating?
Yes     No
 
 Tell Us About The Co-Applicant (if any)
Yes     No
 
First Name [required]
Last Name [required]
Same Address as Applicant?
Yes     No
 
Street #     Street Name                             Unit #
Address
City
Province/State
Postal Code
Country
Years At Current Address
E-Mail for Co-Applicant
Home Telephone Number
Work telephone Number
Fax Number
Date Of Birth (MM/DD/YYYY)
Social Insurance Number (optional)
Marital Status
Relationship to Applicant
 
 Tell Us About Co-Applicant's Employment
 
Current Employer
Occupation/Position
Employment Status
Gross Annual Income
If your total gross income includes any bonus or overtime income, please provide your base salary + bonus amount (i.e. $65,000 base + $10,000 bonus)
Years With Employer
Previous Employer, Position & yrs.
 
 Tell Us About The Co-Applicant's Finances
 
Total Estimated Assets:
Savings (accounts)
RRSP's
Stocks, Bonds, GIC's
Real Estate
Automobile(s)
Gift for Downpayment
Other
Other
 
Total Debt Amount:
Monthly Pymt.   Balance (approx.)
Loans:
Line(s) of Credit
All Credit Cards
Auto Leases
Mortgage - 1'st
Mortgage - 2'nd
 
Co-Applicant: Please Rate Your Credit
May homefund.com check your credit rating?
Yes     No
 
Referal name. (optional)
Additional Comments? (max. 200 characters)
 
   
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